What did the court decide in Midland Funding, LLC v. Johnson?
Answered for: US
we conclude that Midland's filing of a proof of claim that on its face indicates that the limitations period has run does not fall within the scope of any of the five relevant words of the Fair Debt Collection Practices Act
The Court held that filing a proof of claim on a time-barred debt in a Chapter 13 bankruptcy is not a false, deceptive, misleading, unfair, or unconscionable practice under the FDCPA.
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